• Local service
• Personal attention
• Online and by-phone convenience

You can choose from thousands of Web-based health insurance brokers, ranging from large call-center operations to local brokers who offer personalized service. Unfortunately, many online brokers are difficult to reach by phone and will only address your questions and concerns by email.

We explain the numerous plans available to you in a simple, direct and honest manner and will do our best to meet your needs in person, online, and over the phone.

Unlike many of the online firms, we have local offices in the Sacramento Valley and the Bay Area. Our professional services include in-person visits to your office to answer your questions and help you choose the best possible coverage for your budget and insurance needs.

While other companies simply send enrollment materials and leave the rest to you, we meet with you and your employees at group enrollment time to discuss how the insurance coverage works and how to enroll in the plan that best meets the group's needs.

Our firm specializes in employee benefits. We focus on one area, working with financially solid companies that will be around when you need them. The rates that you pay and plans that we offer are identical whether you go directly to the insurance company or work with a national call center broker. We represent all of the insurance companies that meet our standards for financial strength and claims paying ability. We also provide you with online access to the following tools to help you manage your employee benefit plans:

• Access information on your current group benefit plans
• Download new hire applications, benefit summaries and administrative forms
• Display plan waiting periods
• Access customer service numbers and important contact information
• Compare insurance plans to those offered by all other insurers
• Secure server protects confidential data
• And much more

Who are we?

Randy Chinn and Jim McHale have more than 40 years of combined experience in insurance, financial services, public accounting, and corporate financial management.

Randy Chinn worked as an auditor for Price Waterhouse and as a commercial real estate portfolio manager for international and institutional investors.

Jim McHale served as Chief Financial Officer and Chief Operating Officer for California Foundation for Medical Care, which later became Foundation Health and Lifeguard.

McHale is a Certified Public Accountant and Certified Financial Planner, and both Chinn and McHale hold MBA degrees, in corporate finance and accounting.

Put our knowledge and experience to work for your company.

We don't sell...we educate. Call us today!

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